2027 ACA Rate Filings: Massachusetts

For more information, see: ACA Rate Filings Are Here: Make Your Voice Heard

Massachusetts released its ACA rate filings on May 26. Although their reported summary combines small group and individual plan rate information, the rate filings themselves differentiate the numbers of covered lives. Using that differentiated information, Charles Gaba calculated the average requested increase as 12.7% for small group plans and 13.1% for individual plans.

Public Comments & Hearings

  • A public information session was held on June 16, 2026.
  • The comment period runs through June 26, 2026. Comments can be emailed to [email protected].

Final Decisions: expected in August.

More Information: Available from the Massachusetts Division of Insurance.

2027 Small Group Market Rate Filings
Carrier Name Trade Name Requested Average Increase Approved Average Increase Covered Lives
Blue Cross Blue Shield of Massachusetts HMO Blue, Inc. 15.3% TBD 142,241
Boston Medical Center Health Plan, Inc. WellSense Health Plan 11.9% TBD 1,863
Fallon Community Health Plan, Inc. 25.7% TBD 433
Harvard Pilgrim Health Care, Inc. 6.7% TBD 66,393
Heath New England, Inc. 11.1% TBD 16,367
Mass General Brigham Health Plan, Inc. 13.5% TBD 42,076
Tufts Health Public Plans, Inc. 11.8% TBD 20,442
UnitedHealthcare Insurance Company 14.2% TBD 18,609
2027 Individual Market Rate Filings
Carrier Name Trade Name Requested Average Increase Approved Average Increase Covered Lives
Blue Cross Blue Shield of Massachusetts HMO Blue, Inc. 15.3% TBD 24,143
Boston Medical Center Health Plan, Inc. WellSense Health Plan 11.9% TBD 138,226
Fallon Community Health Plan, Inc. 25.7% TBD 29,208
Harvard Pilgrim Health Care, Inc. 6.7% TBD 12,925
Heath New England, Inc. 11.1% TBD 6,776
Mass General Brigham Health Plan, Inc. 13.5% TBD 36,802
Tufts Health Public Plans, Inc. 11.8% TBD 140,124
UnitedHealthcare Insurance Company 14.2% TBD 1,220